This sounds pretty great, right? So, what’s the catch? The downside to this service is that not all common medications are available, so it’s important to check that your prescriptions are included by searching through all RxPass medications before signing up for the subscription. Also: Students, here’s how to save money by switching to Prime Student
Can you pay for RxPass with an FSA/HSA?
Because the $5 monthly payment for RxPass technically goes toward a subscription service and not to prescriptions directly, it doesn’t qualify for FSA or HSA. The RxPass subscription fee is also not eligible to be submitted to your insurance. It’s not an insurance plan nor a substitute for one. Unfortunately, RxPass isn’t available for everyone that may want to sign up. There are restrictions for those using government insurance and it’s only available in 42 states.
Why am I ineligible for RxPass?
RxPass only works in 42 states and is not available for Medicare, Medicaid, or any other government-health-care-enrolled customers. RxPass is unavailable in the states of California, Louisiana, Maryland, Minnesota, New Hampshire, Pennsylvania, Texas, and Washington. Also: How to get great Kindle books for free
Are RxPass prescriptions cheaper than using insurance?
Whether the subscriptions service is worth it to customers or not will depend largely on the individual needs of the subscriber. Personally, only one of my two prescriptions is included in the RxPass service, and I get both of them for $5 a month through my insurance, so I won’t be keeping my RxPass subscription. But if you find your medications among the available generic prescriptions on RxPass and they currently cost you more than $5, it is probably worth using the subscription while you’re on those meds. It’s also worth noting that RxPass medications are delivered directly to your home, so the convenience of not having to drive to the pharmacy may also make it worth it.
