The Wells Fargo Business Secured Credit Card gives you the option of either cash back or rewards points, with the structure varying for both. When you redeem your points online, you can receive an additional 10% points credit with extra bonus points. Regardless of which structure you choose, there are no annual fees, spending caps, or required spending categories. There is an available credit line of $500 to $2,500, depending on how much you want to put down at account opening. Cardholders will need an open Wells Fargo business savings or checking account before applying. You cannot apply for a new Business Secured Credit Card at Wells Fargo branches and instead must apply online. You simply request the credit limit you want at application and wait to see what approval you receive. You will be required to make a security deposit that is 110% of the credit limit amount that you receive, but you receive interest on this amount. There is a $39 annual fee but no monthly fees. With your FNBO Business Edition Secured Visa Card, there is added security, including Visa® Zero Liability’s 24/7 guarantee. Business owners also appreciate free management reports with easy cash flow management. To get started, you can pre-qualify online without impacting your credit. There are also added security perks to protect your finances and keep your business safe. With your account, you get Zero Fraud Liability, automatic notifications, and free online access to Experian so you can monitor your credit score. There is a potentially expensive annual fee. It can be discounted to between $0 and $99 for the first year and then $99 annually thereafter. There is an option to pay your annual fee in monthly installments if you qualify. A nice perk is that Credit One will regularly reward your account use with credit line increases when you meet the necessary requirements. The Discover it Secured card comes with extra protection, including Discover’s zero fraud liability guarantee, free Social Security number alerts, and a free annual FICO credit score. Your credit line matches the amount of cash you put down, with your refundable security deposit starting at $200. Cardholders can get their deposit back after upgrading to an unsecured card after 6 consecutive on-time payments and 6 months of good status. There is an easy online pre-approval process that has no impact on your credit. You can also apply online. If approved, Discover will regularly review your account after eight months to identify areas for growth. An unsecured card requires no deposit upfront.
Bank of America® Business Advantage Travel Rewards World Mastercard® credit cardBBVA Compass Business Secured Visa Credit CardBrex CardCapital One Spark Miles for BusinessDelta SkyMiles® Reserve Business American Express CardInk Business Cash Credit CardMarriott Bonvoy Business® American Express® CardOpenSky® Secured Visa® Credit CardSuncrest Bank Business Card
