The card, which features no annual fee and focuses on rewarding cardholders for purchases they might make every day, now earns 3% cash back on up to $6,000 spent per year at US supermarkets, US gas stations, and US online retailers. The card update also includes a $200 welcome bonus for new cardholders (after spending $2,000 with the card in the first six months), an $84 Disney Bundle Credit, and a $180 Home Chef Credit. Pros
3% cash back for gas, groceries, and online shoppingNo annual feePurchase Protection
Cons
$6,000 spending limit
The $84 Disney credit comes in the form of a monthly $7 credit after spending $13.99 or more each month on Disney+, Hulu, or ESPN+. The Home Chef credit is broken into $15 credits each month for eligible online purchases. Before the refresh, the Blue Cash Everyday featured 3% cash back at US supermarkets and 2% cash back at US gas stations. The increase in rewards will no doubt be a boon to existing cardholders, enticing others who are looking for a rewards card that earns on necessary purchases as well. With inflation and gas prices soaring, having a credit card that can earn rewards for purchases that consumers have to make, regardless of cost, can go a long way. The card also features an intro 0% APR for both purchases and balance transfers (then 15.49% to 26.49% variable), meaning cardholders can finance a large purchase and pay it down over time to avoid interest charges, or they can transfer a balance from another card and pay it down to mitigate debt. Here are the card’s other benefits:
Car Rental Loss and Damage Insurance: Decline the rental car provider’s insurance offer and charge the full amount to the card. Your rental will be protected against damage and theft. Coverage is secondary.
24/7 Global Assist Hotline: Get help when traveling 100 miles or more from home. Help can include medical and legal referrals, assistance locating a lost wallet or passport, and more.
Purchase Protection: Your new purchases are protected against damage and theft for 90 days.
Fraud Protection: You won’t be held liable for unauthorized purchases made on your account.
The Blue Cash Everyday card is available in an upgraded version: the Blue Cash Preferred. It carries an annual fee, but it also features expanded benefits and greater rewards. Despite its annual fee, it’ll likely be the more rewarding choice, considering it earns double the rewards at US supermarkets (on the first $6,000 spent), plus 6% cash back for select US streaming services. Looking for a gas or grocery card to earn on purchases you have to make? Take a look at our best gas card and best grocery card lists.
